Our Financing

Synchrony Financing


Special Financing Available* on qualifying purchases made with your NAPA Credit Card at participating locations nationwide. See store for details.


Finance the products and services your vehicle needs to be at its best. Enjoy affordable repayment options that free up your budget and allow you to retain reliable transportation.


Extend your Peace of Mind Warranty to 36 Months/36,000 miles when you make your qualifying repair and service purchases using your NAPA Credit Card.


Great Reasons to Become a Cardholder

Add the NAPA Credit Card to your wallet and enjoy great cardholder benefits:


  • Accepted at gas stations nationwide**
  • Accepted at over 25,000 Syncrony Car Care Locations
  • Exclusive cardholder discounts
  • No annual fee***
  • Convenient monthly payments
  • Online Account Management


Increase your purchasing power and budget responsibly with small repayment options. Become a cardholder and never put off today what could strand you tomorrow.

Apply Today

Snap Financing


We understand that unexpected car repairs can be stressful—especially when they come with a high price tag. That’s why we’ve partnered with Snap Finance to offer flexible financing options that let you get the repairs you need now and pay over time.


Why Choose Snap Finance?

  • No Credit Needed – Snap Finance typically doesn't require a credit check, making it ideal for customers with limited or no credit history.
  • Fast & Easy Application – Apply online in minutes and receive a quick decision.
  • High Approval Rates – Many customers are approved, even with past credit challenges.
  • Up to $5,000 Available – Get approved for financing between $300 and $5,000 based on your eligibility.
  • 100-Day No Interest Option – Pay off your balance within 100 days and pay no interest.
Apply Today